what do you think?

[BDG]

I would wager a worst case of people maxed out credit cards thanksgiving and Christmas and are relying on cash reserves which is a worse financial position to be in. Taking the money out of accounts in the form of paper money is no safeguard against inflation unless you put it in inflation busting goods.

It is more likely people have done their balancing after Christmas and realised they have X to invest, be it in something for the home or something for the business.