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Listening to the radio yesterday ....and by all accounts people here in the UK have had enough of the high cost of owning/renting a home coupled with high utility bills ...." I am fed up of having no disposable income, all my wages Go on the mortgage ,food,insurances,utility bills ...there is nothing left to enjoy my life" .....that's why we are going to buy a van ...do it up and live a better life ...and have money to enjoy life rather than be a slave to life ...as we are at the moment.
I see a lot on TV about this very thing and even more on the web normally in the USA.
I expect members there could throw light on this New Wave ....if any .....there again the USA is a big place and lots of room.
The big mistake people make (everywhere) is when prices rise they make a comment like ....tin of peas have gone up 3 p ....they never do a comparison in percentage terms.....try it next time you shop and notice a increase in what you buy on a regular basis.......then apply that percentage to a increase in your wages....just for fun pick on the lowest percentage increase you can find and apply the same math .
The next obvious step is one of frequency for this math we will use 12 months....then we need to apply the first set of the maths .....if just to realise how static your wages are .....and how inflation is a stealth tax that holds us all down .....just wait for hyperinflation......start looking for your van .....Now would be good ...beat the rush.
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Priorities mate.
Different people have different lists of priorities.
Some lists will fit in a van. Other lists will not.
The complaints I see above are due to the choices the people made. They bought a house that was more than they could afford at a tax rate they could not afford ad then they expect to have money left over for holidays, hobbies and entertainment.
I have a friend that feels I am a loafer for retiring at the standard age and not working until they put me in the ground. His complaints are mostly jealousy due to him refinancing his mortgage on a $500k home at age 60 on a 20 year payment plan. He pays more for his house than I live on as total expense!
It is not a problem with society or the economy old boy, it is a matter of personal choices and what people think they "deserve out of life".
Most of the world works from childhood until the day they die for nothing but a leaky roof over their heads and a few bites of food daily. Somehow the western societies feel they "deserve more out of life" just because they were born where they are and the choices they make along the way should be repaired automatically by some government agency.
I know you are a believer in large scale SHTF. Just think about it. If those folks can not make wise life choices now what will their choices be then?
__________
Every person should view freedom of speech as an essential right.
Without it you can not tell who the idiots are.
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73 de KE4SKY
In "Almost Heaven" West Virginia
USA
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These materialistic days people have high expectations of what they think they deserve and "need"! We have mortgage, no credit card debts and everything we own is debt-free. The thought of going into old age still paying a mortgage - as many folks do here in the UK - scares the crap out of me.
The only thing necessary for the triumph of evil is for good men to do nothing.
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Actually, that should read that we do not have a mortgage! Phew!
The only thing necessary for the triumph of evil is for good men to do nothing.
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I've been debt free for 13 years now. Pay off the credit card every month, take a cruise and a road trip every year, and bank my wife's entire retirement income. I don't buy anything that I can't write a check for. But for many years we lived well below our incomes, smaller house, older cars, limited vacations. It's tough to be poor when you're young, but hell to be poor when you're old!
If at first you don't secede, try, try again!
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As you are aware we scaled down to a small bungalow within our original grounds...(we had no debts even before the move ...zero ) we will live a reasonable life off our pensions (if they last) there is a big black hole and getting bigger...some suggest right now 3 trillion .....that is the equivalent of the total GDP of the UK per year ....the shortfall will have to be picked up from other funding (so where is that ?) nobody seems to know....so if these numbers are correct right now ....it stands things will get much much worse....even a low interest rate from a central bank will have to be paid for ....and that will fall on our shoulders ...working or not.
I agree with MB regarding people making bad choices ...and expecting to be baled out when things go TU .....thing is Your self inflicted problem is ....your self inflicted problem created by You ....you will not enjoy the gift of free money and baled out like the banks got back in 2008/9 via the central bank ....the trouble with any fiat based system is debt must rise..... eventually .....they collapse and always have and always will ....you can say or do what you like but it will fall on normal everyday people to stump up and suffer BY DESIGN...so everything i do by "Design" is to create a safety net where ever i can to minimise the coming effects as far as i can see ...just my view ...anything going on around here ....inside or outside.....is carried out to this end.
As MB eluded to what of the sheeple when tshtf with no help from any quarter least of all tptb ....now that scares the shit out of me ....i have some plans ....but not many answers.
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"Most of the world works from childhood until the day they die for nothing but a leaky roof over their heads and a few bites of food daily. Somehow the western societies feel they "deserve more out of life" just because they were born where they are and the choices they make along the way should be repaired automatically by some government agency."
This is the sad reality that we live in now. Sad, but true.
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