Crash for cash scam

[CharlesHarris]

Very common in USA is the " swoop and swat" in which two cars work together, one stopping abruptly in front of you, locking up the brakes and smoking the tyres so that you rear-end them, while a trailing vehicle rams you from behind. Everyone sues everybody to milk the cow for the insurance money. Nigerian cab drivers are famous for this.

Prevention is to keep substantial following distance with room to take evasive action. Having 911 (like 999 in UK) on speed dial can be helpful, but a cocked and locked M1911A1 as deterrent works better in some circumstances.