(5 November 2013, 01:02)BDG Wrote: Every time you pay purely for a service, rather than purely for goods, you are throwing money away. Save this money and spend it on assets, rather than liabilities (some thing that will never earn money for you, but will cost you money for having).
Well said. I won't go into too much detail as it's not prep related, but I had the same sort of discussion with someone the other day. Stop the cigs, cancel the sky tv & the mobile phone contracts & see if you are still struggling as much after that. How anyone can blow £150 a month on non-essentials then claim poverty is beyond me.