Debt free or away from densly populated areas when SHTF?

[Sunna]

if you work in London , sell up move out not too surrey but north Essex , Norfolk area for your wife and kids then you buy a van kit it out with some way too cook keep warm and stay in London through the week , home at weekends bank holls ect.

hard but your folk can escape ,while working on a way to move home full time.

good luck...