And…you just got fired! Now what?

[Geordie_Rob]

I've done self employed gardening for 4 years & also done a plastering course last year (quite a good standard, but not to the standard where I can charge people just yet). I'm also looking at a tiling course, but I'd rather use any free cash just now to reduce my debt payments. If I can clear my debts & switch my monthly direct debits (2 x car insurance, home insurance, breakdown cover etc..) to an annual single payment, it'll be the same as giving myself an almost £500 a month pay rise.

I do agree though, get a recognised skill & you'll never be out of work.