What is TS doesn't HTF?

[Steve]

My current lifestyle is much nicer than it was when I was working too many hours in London. My kids will inherit a farm and all the toys, and even if the world is in Nirvana they'll still be able to either enjoy it or sell it.

Personally, I think the fan has already been winged, the economy is screwed and won't recover for many years, if ever. People can look forward to years of grinding austerity and unrest, but they won't listen yet.