What is TS doesn't HTF?

[Skean Dhude]

after all its just insurance, just in case.
when you get on a boat they have lifeboats.... parachutists have parachutes....bla bla bla

Bear in mind that lifeboats are there to keep you alive so you can be rescued. Parachutes keep you alive so you can be rescued.

We need to have more than the keep you alive bit. We need to have enough to keep alive, move on and get on with life.